Anyone else still contact napping at 4 months?

LO will be 4 months next week. We still haven't broke her desire to only contact nap but we know we need to before returning to work in 4 weeks (me, and 6 weeks from now for my husband). I know there's the school of thought that they are only this little for so long and to let them enjoy their context naps. But we're getting very close to needing to break her if that habit. Starting to stress out about how to get her to independent nap!

ETA: Appreciate so much solidarity!!