MMO Cozy Games ?

Hey everyone !

Im sure this had probably been asked a million times but does anyone have any recs for a proper MMO cozy game ?

I dont mean Animal Crossing where you can just visit a friend or Stardew valley where you need to start a multiplayer game with a friend you already have. I am looking for a cozy style game that has a totally open multiplayer world.

For example, world of warcraft where everyone is running around and doing their own quests etc but you can still interact and the world is full of random people.

Does that sort of cozy game exist ? Im thinking an open world with random players running around doing quests or farming or something - not fighting like in world of warcraft. (Something more like Habbo hotel or club penguin, but with the farming and questing aspect of stardew valley)

Thanks! :)